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Benefits of Refinance
Lower
Interest Rates
Save money with reduced interest payments
Monthly
Savings
More cash in your hand to better manage cost of living
Faster Loan Repayment
Save potentially $10K+ in interest repayments
Own Your
Home Sooner
With lower repayments you can own your home sooner
Equity
Access
Access equity for other financial needs.
What is refinance?
Home loan refinance is the process of replacing an existing mortgage with a new one, typically to secure more favorable terms such as lower interest rates or monthly payments.
This financial strategy allows homeowners to better manage their mortgage, potentially saving money over the life of the loan. Refinancing may also involve accessing home equity for various financial purposes.
Who is Eligible?
People who have an existing home loan on a variable rate
More than 20% equity to avoid paying LMI
Meet serviceability requirements
Credit score above generally 620
Manageable debt to income ratio
What is the process to gain refinance?
We evaluate financial situation: Assess your credit score, current mortgage terms, and financial goals.
We research lenders: Explore various lenders and loan products to find the best refinancing options.​
Submit Application: Complete the lender's application process with accurate financial information.
Property Valuation: Allow for a property appraisal to determine its current market value.
Approval: Gain lender approval and proceed to the closing stage for finalising the refinance.